Quick, Easy & Affordable loans tailored just for you.
With Cashper, avail loans immediately in under 30 minutes with minimal documentation.
Quick, Easy & Affordable loans tailored just for you.
With Cashper, avail loans immediately in under 30 minutes with minimal documentation.
Customers Apply via our web app & fill in the basic information required to process the loan application
After processing the loan applications, the customer's KYC and financial information are requested to verify the customer's creditworthiness.
Post verification, if the application is approved, funds will be disbursed into customer's designated account.
You will find our services apt for your instant needs & surely we cover all the bases well!
Flexible loans for personal expenses, from home improvements to medical bills
Loans to fulfill your shopping needs on the go.
Loans to address your medical emergency
Loans for your travel, vacations or leisure plans
We have a lot of reasons to ask you to choose us, here are a few ones listed below
Get approved in 30 minutes.
Choose a repayment plan that suits your budget.
No hidden charges—what you see is what you get.
Empowering Your Financial Journey With Fast, Flexible, and Transparent Lending Solutions
Eligibility for an instant loan typically includes being of legal age (21 or older), having a stable source of income, and possessing a good credit score. Specific criteria may vary by lender, including minimum income requirements and residency status (e.g., citizen, permanent resident).
Some lenders offer instant loans to individuals with bad credit. However, the interest rates may be higher, and additional documentation may be required to assess your repayment capacity.
The following criteria is followed by us -
Loan Amount - ₹40,000 to ₹2,00,000
Interest Rate - Up to 36% per annum
APR - 36% Max
Age - 21 to 55 years
Late payment fee - as applicable ( Charged only, If repayment is delayed )
Processing Fee - Up to 5%
Loan tenure - 90 days to 180 days
Pre-closure charges - As applicable
This is an example calculation for a loan of ₹30,000 for 90 days at 30% interest rate.
Loan Amount : ₹30,000 at Interest rate of 30% p.a.
Loan Duration : 3 months
Total loan interest : ₹ 2,250
Processing fees (PF) + GST : ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles : (PF + GST) - ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - ₹ 590 = ₹ 29,410
Total repayable Amount : (Loan Amount + Interest) - ₹ 32,250
Monthly EMI Repayable : (Loan Amount + Interest / No of EMI’s) - ₹ 10,750
Processing fees + GST are deducted upfront during the loan disbursal.
At Cashper, we believe in making lending accessible and easy to avail for everyone. We believe in financial inclusion & we focus on developing multiple approaches to enable the same.
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